1. Joining the Program
By filling out the Affiliate signup form in the member area you will automatically become an affiliate and are bound by the terms of this agreement. Your participation in the program is solely for this purpose: to legally advertise our website to receive a recurring commission on subscriptions purchased by your referral individuals.

2. Revocation of Affiliate Status
Your affiliate application and status in the program may be suspended or terminated for any of the following reasons:
- Inappropriate advertisements (False claims, misleading hyperlinks)
- Spamming (mass email, mass newsgroup posting, etc...)
- Advertising on sites containing/promoting illegal activities
- Violation of intellectual property rights.

3. Affiliate Links
You may use graphic and text links both on your website and in emails. The site may also be advertised "offline" in classified ads, magazines, and newspapers. You may use the graphics and text provided to you by us, or you may create your own as long as they are deemed appropriate according to the conditions in 2.

4. Affiliate Tracking
When a web surfer clicks through your affiliate link, an affiliate value is placed on the users computer. You will be marked as their affiliate for 10 years. Thus if they would come back to our site, even if they do not use your link, you will receive the commission.

5. Payments
Payments are made in a monthly cycle at the end of every month. Payments will be made to affiliates that have over N5,000 owed in their account. Commission payouts are made using UBA's Cash-fast Payment Service. Each affiliate will be responsible for paying the transaction service charges needed to effect this payout.

All affiliates that are due for payments will have to send in their personal details to help admin to disburse the commissions with ease.

6. Terms of the agreement
These terms will begin upon your signup with the affiliate program and will end when your affiliate account is terminated. The terms of this agreement may be modified by us at any time. If any modification to the terms is unacceptable to you, your only choice is to terminate your affiliate account. Your continuing participation in the program will constitute your acceptance of any change.

7. Liability
We will not be liable for indirect or accidental damages (loss of revenue, commissions) due to affiliate tracking failures, loss of database files, and any results of "intents of harm" to the program or our website. We do not make any expressed or implied warranties with respect to the affiliate program and/or products sold at this site. We make no claim that the operation of the affiliate program and our website will be error-free and we will not be liable for any interruptions or errors.